About VFin

Welcome to VFin! Thank you for choosing us as your trusted financial partner. These Terms and Conditions ("Terms") outline the rules and regulations for using our platform and services. By using our website or availing of our services, you agree to these Terms. If you do not agree, we kindly ask that you refrain from using our platform.

VFin is a financial services platform established in 2024, committed to simplifying investments and empowering users to achieve their financial goals. We provide tools and resources for investments in Daily SIPs, Mutual Funds, Bonds, Fixed Deposits.

Acceptance of Terms

By creating an account on VFin or using our services, you confirm that you have read, understood, and agreed to these Terms. These Terms apply to all users of our platform, including but not limited to visitors, registered members, and clients.

Eligibility to Use Our Services

To use VFin, you must meet the following eligibility criteria:

  • Be at least 18 years old or the age of majority in your jurisdiction.
  • Have the legal authority to enter into binding contracts.
  • Provide accurate and truthful information during registration and while using our services.
  • Agree to comply with applicable laws, including financial regulations.

If we discover that you have provided false or misleading information, we reserve the right to suspend or terminate your access.

Your Account Responsibilities

When you create an account on VFin, you agree to:

  • Maintain Confidentiality: You are responsible for safeguarding your login credentials. Do not share your password or allow unauthorized access to your account.
  • Provide Accurate Information: Keep your personal and financial details updated. This ensures a smooth experience and compliance with legal requirements.
  • Use Your Account for Legitimate Purposes Only: Any misuse or fraudulent activity will result in the suspension of your account and may lead to legal action.

If you suspect unauthorized access to your account, contact us immediately at contact@vfin.in or call 9999065896.

Services Offered

VFin provides the following services:

  • 1 Daily SIPs: Daily Systematic Investment Plans (SIPs) allow you to invest small amounts daily, making saving a regular and disciplined habit.
  • 2 Mutual Funds: We offer access to a wide range of mutual funds, including equity, debt, and hybrid funds, curated to match your risk appetite and financial goals.
  • 3 Bonds: Our platform simplifies bond investments, offering secure and stable income options.
  • 4 Fixed Deposits: VFin connects you with reliable fixed deposit options from reputed financial institutions.

Risk Disclosure

Investments involve risks. While we strive to provide valuable resources and information, it’s essential to understand the following:

  • Market Risks: Mutual funds, bonds, and other financial products are subject to market risks. Past performance is not indicative of future results.
  • No Guarantees: While fixed deposits and bonds offer predictable returns, they are still subject to the terms set by the issuing institutions.
  • User Responsibility: Users are responsible for understanding the risks before making investment decisions.

VFin does not guarantee profits or returns. We recommend consulting a financial advisor if you’re uncertain about any investment.

Fees and Charges

Our services may include fees or charges for certain transactions. These are clearly communicated upfront to ensure transparency. Common charges include:

  • Service Fees: For specific premium services.
  • Transaction Costs: Depending on the financial product and the institution involved.
  • Taxes: As mandated by the government.

We reserve the right to revise these fees periodically. Any changes will be updated on our website, and users will be notified.

Prohibited Activities

To ensure a safe and reliable platform, users must refrain from engaging in the following activities:

  • Using the platform for unlawful purposes or activities.
  • Attempting to gain unauthorized access to VFin’s systems or user accounts.
  • Sharing false, misleading, or fraudulent information.
  • Interfering with the operation of the platform through hacking, malware, or other malicious actions.

Violating these rules may result in immediate termination of your account and legal action.

Intellectual Property

All content, logos, trademarks, and materials on VFin’s platform are the intellectual property of VFin. Unauthorized use, reproduction, or distribution of this content is strictly prohibited. You may use the platform solely for personal and non-commercial purposes. Any attempt to copy, sell, or exploit the platform’s resources for commercial gain is a breach of these Terms.

Privacy Policy

Your privacy is important to us. VFin collects and processes personal data in accordance with our Privacy Policy, which outlines how we handle your information. By using our platform, you agree to the terms of our Privacy Policy.

Limitation of Liability

While we strive to offer accurate information and reliable services, VFin cannot be held liable for:

  • Losses resulting from market fluctuations or changes in government policies.
  • Errors or inaccuracies in the information provided by third-party partners or issuers.
  • Unauthorized access to your account due to negligence on your part.

Our platform is provided "as is" without any warranties, express or implied.

Termination of Services

We reserve the right to suspend or terminate your access to VFin under the following circumstances:

  • Violation of these Terms.
  • Engaging in fraudulent or illegal activities.
  • Failure to comply with regulatory or legal obligations.

If your account is terminated, you may no longer access our services.

Amendments to Terms

We may update these Terms periodically to reflect changes in our services, policies, or legal requirements. You will be notified of significant updates, and continued use of our platform constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of India. Any disputes arising from or related to these Terms shall be resolved in the courts of Gurugram, Haryana.

Contact Us

If you have any questions, concerns, or feedback regarding these Terms, please feel free to contact us:

  • Email: contact@vfin.in.
  • Phone: 9999065896
  • Address: A-23, Sector 55, Gurugram 122002

Acknowledgment

By using VFin, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. We appreciate your trust in VFin as your financial partner and look forward to helping you achieve your financial goals.